I'm Leonardo Cagliero, an AI & Web3 Product Strategist from LATAM
I build and prototype programmable coordination systems using AI agents, stablecoin payments, smart contracts and Web3 infrastructure for emerging market use cases.

My broad set of services
Strategy, prototyping and ecosystem execution across AI, fintech and Web3 infrastructure.
AI & Web3 Product Strategy
Product direction for emerging technologies, translating complex infrastructure into usable systems, narratives and MVPs.
Agentic Payment Systems
Concepts and prototypes for AI agents, programmable payments, approval flows, micropayments and human-in-the-loop financial actions.
Fintech & Stablecoin Infrastructure
Payment flows, escrow logic, USDC rails, marketplace coordination and operational trust systems for LATAM use cases.
Ecosystem & Hackathon Execution
Rapid prototyping, live demos, team coordination and ecosystem validation through international hackathons and accelerator programs.
Blockchain Onboarding & Education
Workshops, talks and tooling concepts to make smart contracts, DeFi and Web3 infrastructure more accessible.
Technical Communication
Speaking, content, demos and public documentation for AI/Web3 projects, communities and ecosystem initiatives.
Looking for another service?
Get in touch with me, there is a high chance that I will be able to help!
Who's behind all this great work?
Leonardo Cagliero is an Argentina-based AI/Web3 product strategist, builder and ecosystem contributor with a background in business administration, capital markets, operations, crypto and fintech. Through Bitcoin.defi, he explores programmable payments, AI coordination systems, smart contracts and emerging market infrastructure through public R&D, hackathons, talks and startup experiments.
14+ years across finance, operations and crypto
2017 Bitcoin.defi public brand
Multiple hackathon awards and ecosystem grants
Speaker at Web3 and crypto education events
Builder across Stellar, Ethereum, Hedera and AI ecosystems
Take a look at my
project portfolio
Cosmos Pay
Stablecoin-based payment and escrow infrastructure for LATAM commerce, logistics and marketplace coordination.

Open Stellar
Visual coordination layer where AI agents interact through programmable micropayments, escrow workflows and wallet-based actions.
Shield Stellar
Human approval firewall for AI-driven financial actions, autonomous payment governance and programmable transaction safety.

Nomos
Marketplace concept for coordinating specialized AI agent teams using local and distributed models to reduce costs and improve workflow execution.

Tralala Contracts
Visual smart-contract abstraction layer inspired by block-based programming to simplify blockchain onboarding and contract creation.

Bridjet
Hackathon project for simplified cross-chain asset transfers with streamlined UX for blockchain interoperability.

Open Vinito
Wine traceability and geolocation verification platform for blockchain-based supply-chain transparency.

PlatanPay
AI payment orchestration prototype where users delegate shopping tasks to agents with approval flows and programmable commerce logic.
Take a look at my experience
A hybrid profile spanning finance, operations, crypto, AI and Web3 ecosystem building across 14+ years of professional experience.

Founder / AI & Web3 Product Strategist
Bitcoin.defi
Public AI/Web3 experimentation lab and personal brand focused on fintech infrastructure, programmable trust systems, ecosystem content and live prototypes.
Founder
Cosmos Pay
Experimental fintech infrastructure initiative focused on stablecoin payments, escrow systems and rapid commerce coordination for emerging markets.
Founder / Retail Multicategory Store
El Depo
Multicategory retail business focused on technology, gadgets, bazaar products, tools and office supplies.
Logistics Analyst / Supervisor
Food Packaging
Distribution route control, logistics reporting, KPI analysis and process optimization.
Financial Analyst / Payments
Congress Rental
Payment orders, tax withholdings, VAT, banking reconciliations, ERP systems and external audits.
Retail Business Owner
Nature & Fitness
Retail operations, supplier coordination, customer-facing commerce and business administration.
Education & Training
Bachelor's Degree in Business Administration
UCASAL
2018 - Present
45/49 courses completedMachine Learning
Talento Tech / Buenos Aires City Government
2026 - Present
Python, scikit-learn, model evaluation, data preprocessing, applied ML workflowsBack Office for Capital Markets
Bolsa de Comercio de Buenos Aires
CompletedExcel Advanced + Power BI + SQL
BA Multiplica / UTN
CompletedBig Data
Gob.ar
CompletedPython
UTN
CompletedEthereum Developer Pack
ETH Kipu / UCEMA / Ethereum Argentina
Completed0 to dApp with Stellar + Rust
Odisea Labs / Stellar ecosystem
CompletedHackathons, grants & ecosystem
ETHGlobal Buenos Aires
Yellow Track Prize
Stellar Give Hackathon
Winning Team
Meridian Rio
Top 5 with Tralala Contracts
Platanus Hack
PlatanPay Project
Ecosystem Participation
Speaking, workshops & public demos
DeFi Workshop
Descentralizar / ONG Bitcoin Argentina
The Power of Decentralization
Panel Debate
Stellar Ecosystem Presentations
Various Events
Public AI/Web3 Demos
Hackathons & Events
TikTok
Highlights
YouTube
Demos
Content
Lab notes
Why hackathons are public R&D environments
Exploring how hackathons serve as rapid experimentation grounds for emerging technologies and ecosystem validation.
Read moreProgrammable payments for emerging markets
Building stablecoin infrastructure and escrow systems designed for LATAM commerce and logistics.
Read moreAI agents and human approval flows
Designing human-in-the-loop systems for autonomous payment governance and transaction safety.
Read moreStablecoins, escrow and operational trust
How programmable trust systems can transform marketplace coordination in emerging economies.
Read moreMaking smart contracts understandable
Visual abstraction layers and block-based programming to simplify blockchain onboarding.
Read moreWeb3 beyond speculation: traceability, logistics and NGOs
Real-world applications of blockchain technology for supply chain transparency and social impact.
Read more