I'm Leonardo Cagliero, an AI & Web3 Product Strategist from LATAM

I build and prototype programmable coordination systems using AI agents, stablecoin payments, smart contracts and Web3 infrastructure for emerging market use cases.

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Leonardo Cagliero speaking at a blockchain conference
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My broad set of services

Strategy, prototyping and ecosystem execution across AI, fintech and Web3 infrastructure.

AI & Web3 Product Strategy

Product direction for emerging technologies, translating complex infrastructure into usable systems, narratives and MVPs.

Agentic Payment Systems

Concepts and prototypes for AI agents, programmable payments, approval flows, micropayments and human-in-the-loop financial actions.

Fintech & Stablecoin Infrastructure

Payment flows, escrow logic, USDC rails, marketplace coordination and operational trust systems for LATAM use cases.

Ecosystem & Hackathon Execution

Rapid prototyping, live demos, team coordination and ecosystem validation through international hackathons and accelerator programs.

Blockchain Onboarding & Education

Workshops, talks and tooling concepts to make smart contracts, DeFi and Web3 infrastructure more accessible.

Technical Communication

Speaking, content, demos and public documentation for AI/Web3 projects, communities and ecosystem initiatives.

Looking for another service?

Get in touch with me, there is a high chance that I will be able to help!

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Who's behind all this great work?

Leonardo Cagliero is an Argentina-based AI/Web3 product strategist, builder and ecosystem contributor with a background in business administration, capital markets, operations, crypto and fintech. Through Bitcoin.defi, he explores programmable payments, AI coordination systems, smart contracts and emerging market infrastructure through public R&D, hackathons, talks and startup experiments.

14+ years across finance, operations and crypto

2017 Bitcoin.defi public brand

Multiple hackathon awards and ecosystem grants

Speaker at Web3 and crypto education events

Builder across Stellar, Ethereum, Hedera and AI ecosystems

Take a look at my
project portfolio

Fintech Infrastructure
Cosmos Pay logo

Cosmos Pay

Stablecoin-based payment and escrow infrastructure for LATAM commerce, logistics and marketplace coordination.

StellarUSDCEscrowFintechLATAM
View case study
Agentic AI Payments
Open Stellar logo

Open Stellar

Visual coordination layer where AI agents interact through programmable micropayments, escrow workflows and wallet-based actions.

AI Agentsx402StellarSorobanMicropayments
View case study
AI Payment Security

Shield Stellar

Human approval firewall for AI-driven financial actions, autonomous payment governance and programmable transaction safety.

Human-in-the-loopAI SafetyPaymentsGovernance
View case study
AI Agent Marketplace
Nomos logo

Nomos

Marketplace concept for coordinating specialized AI agent teams using local and distributed models to reduce costs and improve workflow execution.

AI AgentsMarketplaceLLMsRouting
View case study
Developer Tooling
Tralala Contracts logo

Tralala Contracts

Visual smart-contract abstraction layer inspired by block-based programming to simplify blockchain onboarding and contract creation.

SorobanSmart ContractsEducationDevTooling
View case study
Cross-Chain Bridge
Bridjet logo

Bridjet

Hackathon project for simplified cross-chain asset transfers with streamlined UX for blockchain interoperability.

BridgeCross-ChainDeFiUX
View case study
Blockchain Traceability
Open Vinito logo

Open Vinito

Wine traceability and geolocation verification platform for blockchain-based supply-chain transparency.

HederaTraceabilityWineReal-World Assets
View case study
Agentic Commerce
PlatanPay logo

PlatanPay

AI payment orchestration prototype where users delegate shopping tasks to agents with approval flows and programmable commerce logic.

AI CommercePaymentsScrapingApproval Flows
View case study

Take a look at my experience

A hybrid profile spanning finance, operations, crypto, AI and Web3 ecosystem building across 14+ years of professional experience.

2017 - Present
Bitcoin.defi logo

Founder / AI & Web3 Product Strategist

Bitcoin.defi

Public AI/Web3 experimentation lab and personal brand focused on fintech infrastructure, programmable trust systems, ecosystem content and live prototypes.

2025 - Present
Cosmos Pay logo

Founder

Cosmos Pay

Experimental fintech infrastructure initiative focused on stablecoin payments, escrow systems and rapid commerce coordination for emerging markets.

2026 - Present
EL

Founder / Retail Multicategory Store

El Depo

Multicategory retail business focused on technology, gadgets, bazaar products, tools and office supplies.

2023 - 2024
FO

Logistics Analyst / Supervisor

Food Packaging

Distribution route control, logistics reporting, KPI analysis and process optimization.

2022 - 2023
CO

Financial Analyst / Payments

Congress Rental

Payment orders, tax withholdings, VAT, banking reconciliations, ERP systems and external audits.

2017 - Present
NA

Retail Business Owner

Nature & Fitness

Retail operations, supplier coordination, customer-facing commerce and business administration.

Education & Training

Bachelor's Degree in Business Administration

UCASAL

2018 - Present

45/49 courses completed

Machine Learning

Talento Tech / Buenos Aires City Government

2026 - Present

Python, scikit-learn, model evaluation, data preprocessing, applied ML workflows

Back Office for Capital Markets

Bolsa de Comercio de Buenos Aires

Completed

Excel Advanced + Power BI + SQL

BA Multiplica / UTN

Completed

Big Data

Gob.ar

Completed

Python

UTN

Completed

Ethereum Developer Pack

ETH Kipu / UCEMA / Ethereum Argentina

Completed

0 to dApp with Stellar + Rust

Odisea Labs / Stellar ecosystem

Completed

Hackathons, grants & ecosystem

ETHGlobal Buenos Aires

Yellow Track Prize

Stellar Give Hackathon

Winning Team

Meridian Rio

Top 5 with Tralala Contracts

Platanus Hack

PlatanPay Project

Ecosystem Participation

Codigo Alebrije / Stellar ecosystem
Stellar House Mexico City
Anthropic + Kaszek AI Hackathon
Harvard Health Systems Innovation Lab Hackathon
IBM Dev Day: AI Demystified
PunaTech Salta / Arkiv challenge organization
Descentralizar / Bitcoin Argentina speaker
Travel grants: Mexico City, Buenos Aires, Rio de Janeiro

Speaking, workshops & public demos

Workshop

DeFi Workshop

Descentralizar / ONG Bitcoin Argentina

Debate

The Power of Decentralization

Panel Debate

Talk

Stellar Ecosystem Presentations

Various Events

Demo

Public AI/Web3 Demos

Hackathons & Events

TikTok

Highlights

YouTube

Demos

LinkedIn

Content

Lab notes

Ecosystem

Why hackathons are public R&D environments

Exploring how hackathons serve as rapid experimentation grounds for emerging technologies and ecosystem validation.

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Fintech

Programmable payments for emerging markets

Building stablecoin infrastructure and escrow systems designed for LATAM commerce and logistics.

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AI

AI agents and human approval flows

Designing human-in-the-loop systems for autonomous payment governance and transaction safety.

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Web3

Stablecoins, escrow and operational trust

How programmable trust systems can transform marketplace coordination in emerging economies.

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Education

Making smart contracts understandable

Visual abstraction layers and block-based programming to simplify blockchain onboarding.

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Impact

Web3 beyond speculation: traceability, logistics and NGOs

Real-world applications of blockchain technology for supply chain transparency and social impact.

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